Hard time

We didnt get the loan we where hoping for and with that down the drain the hope of buing that house goes the same way.
The good news though is that when we do get a loan we have 10% to make downpayment easilly from the 401k, I just checked it and it was more then I thought.
So..  salary is way enough to pay mortage plus other expenses every month..  down payment is secured.. only the credit score is in our way now.