Finally a plan!

We where at the Hms meeting yesterday and I think it went well.  We need to work on our creditscores and it will cost us some money we don't have at the moment, I will have to focus on bringing in more extra money with the advertising stuff.  If you see anything you like please check it out!  I dont do the sceaming cookie, laborinth or other trickory ads, take a look at the movies about to hit the big screen or check out some new toys. You dont have to buy anything or give your information.  Anyway the plan is to clean the credit up and be in a house of our own by february.  It is hard to be patient for that long but Theese people really generated some trust. Oh and it makes a huge diffrents that we can go to the office and talk to them face to face!
If you are in the same boat as us don't hesitate to contact them just google Hms and mortage and you find them. Tell them catarina ford Sent ya (yes it is my reall name I was a lil paranoid when I made this *blush*).
Next step for us is to start the cleanup and get at least two secured creditcards. Next week or so we going to look at some houses that they recomend. The money is a little more then we wanted to spend, but they are new so we might consider it.  Main reliefs though is that we feel we are in good hands finally and its moving forward with a reall plan :-)